Consolidating student loan programs

View APR examples Calculate your rate and payment ranges by answering just 3 questions without any personal information.Two great ways to lower your interest rate Learn more about student loan discounts.If a consolidation loan borrower dies or becomes totally and permanently disabled, and that individual was a student borrower on loan(s) included in the consolidation loan, the amount forgiven will correspond to the outstanding balance of any underlying loan(s) made to that individual.You will receive a billing statement in the mail after your loans have been successfully consolidated and loan proceeds have been disbursed to your prior loan servicers.Student loan consolidation borrowing limits Consolidating multiple student loans or refinancing a single private student loan may lower your monthly payment if you qualify for a lower interest rate or a longer repayment period.

Designed to help you understand how consolidation will affect each of your loans, our detailed loan review process will provide you with the in-depth information you need in order to make an informed decision about which loans you want to consolidate and which loans you may want to leave out.You can sign online or print out to sign and upload, fax or mail.You’ll receive a final loan disclosure once all documents are signed.(A 20-year repayment term is available when the consolidation loan amount is ,000 or more) Variable interest rates are based on an Index, plus a margin.The APR for a variable rate loan may increase during the life of the loan if the index increases. Rates are current as of 07/24/2019 and subject to change without notice.