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It’s important to note that when you refinance, you can decide which loans you want to refinance and which, if any, you’re happy to keep at their current terms.Some people may want to refinance all their loans, and for other it may make sense to only refinance some of them.Once you refinance, these benefits will no longer be available to you.If you are eligible for student loan forgiveness, we recommend calculating whether student loan forgiveness or refinancing will save you more money over the life of your loans.You'll be a good candidate if your credit score is in the 650 to 850 range.Banks want your credit score to be high, but they also want your debt-to-income ratio to be low — less than 36%.Student loan forgiveness is for federal employees, teachers or those who work in a public service.
The company understands every applicant's unique financial story to offer the lowest possible rates and radically flexible loan options for living life.
Many students apply with a co-signer, often a parent or grandparent, when they first take out college loans.
This enables young people with little or no credit history to get lower interest rates.
As the servicer of all loans obtained through its platform, you can rest easy knowing your personal information will be safe and that the best customer service team will be ready to answer your questions from application until your final payment.
Lend Key review Laurel Road is a national online lender with customers in all 50 states, the District of Columbia, and Puerto Rico.